Koo Self Defense -
Resignation from Choi Kwang Do Martial Art Int'l
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Cartersville, Metro Atlanta, Georgia, USA, Home of the World Youngest Black Belts
Master Koo and his students have appeared on numerous television channels since 1989 both in the United Kingdom and the USA.
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From Choi Kwang Do to Koo Self Defense What you are about to read on this page may have begun in 1991 when I was a vice-president of Choi Kwang Do Martial Art International BUT on reading the entire page thoroughly, you will discover that CKD has not changed much over the years and continue to scam their Chief Instructors even to this day! For Master Roger Koo's martial arts history and achievements, please browse through Master Roger Koo's martial arts history and achievements I am often asked "with someone of your credentials and martial arts history, how did you end up in Cartersville, Metro Atlanta, Georgia?" What led me to developed Koo Self Defense and finally settled in Cartersville was my resignation from Choi Kwang Do (CKD) in November 1991. My departure with CKD was not very pleasant and what they did to me afterwards is a real life story for a movie or a mini series for a television movie. This is a brief summary of the events. I submitted a 24-page letter of resignation to CKD and circulated it to all of their U.S. instructors. Choi had a team of attorneys (changing them often), wealth, advice from former loyal chief instructors, all against one individual (me) who had no friends, no money and no car stranded in Cartersville, Georgia. They pursued me for five long years with many long battles. I fought every one of their battles, won each single one and eventually won the war. My family and I suffered greatly during those times with Choi and his disciples spreading lies and false rumors everywhere. I stayed here in the United States determinated to prove my innocence and this also gave me the greatest opportunity to concentrate on developing the unique Koo Self Defense drills based upon my previous experience in other martial arts and cross training in other types of sports. It took many of the CKD chief instructors years before they eventually discovered for themselves what I said to be true. Moreover, Choi went through the motion of suing me for libel knowing that he had no case whatsoever just to appease his instructors. After deposing many of his so-called witnesses, myself and Choi's himself twice, once in English which had to be stopped as he could no longer understand the English language after one and half hour of deposition and the second time with a Korean's attorney as an interpreter and still could not answer questions pertaining to my 24-page resignation letter. Choi's attorney finally dropped the libel suit against me after his second deposition. Practically 99% of Choi Kwang Do original instructors, world masters and thousands of members have subsequently left CKD since then with amazing stories of their own experiences. To name a few: Prior 1991 Rick Controy (GA, USA), Van Ness (GA, USA), Bess Stenz (GA, USA), John Bishop (GA, USA), Pete Fennelly (GA, USA), Pete Pukish (GA, USA), Brian Hill (GA, USA) 1991 Master Lam Sai Tow (Australia), Master Lee Seng Hock, (Singapore), Master C.S Chan (Chan Martial Arts, New Zealand), Master J.P Kwoo (UK), Michael Cook (GA, USA), Hal Helfenbein (GA, USA), Tom Street (GA, USA), Iris & Kenneth Harper (GA, USA), Tim Young (Michigan, USA), Jim Myers (Michigan, USA), Hank Thorn (Michigan, USA), Gary WIlliams (Michigan, USA). Kwang Choi has been issung franchise agreements with all the Michigan instructors in the State of Michigan up to 1991 without even filing proper application for franchising in that state. 1993 Master James Lim (Canada), Master Sergio Barriga (Maryland, USA), Paul Knipe (Maryland, USA), Iris & Kenneth Harper (GA, USA), Terry Alexandrakos (Sweden/Greece), Kirk Foster (Saudi Arabia), Francisco Pinto (France), Tommy Lee (GA, USA), Dennis Lantzer (GA, USA) 1994 Tommy Cho, (GA, USA), Richard Dellaripa (GA, USA) 1995 Jim Wellsmore (Australia) and Bernie Korent (Australia) 1996 Kelly Chandler (GA, USA), Dwight Werner (Monroe, Michigan), Glenn Clark (Norwich/Norfolk, UK) 1997 Bob Lowery (GA, USA), Eric Hennings (GA, USA), Bill Grizzard (GA, USA) and Dominic Maiolo (Australia) 1998 Larry Key (GA, USA), Parviz Nikhoo (GA, USA) plus several Chief Instructors who came over from Scotland, UK to buy 3 Choi Kwang Do studios for $250,000, Kirk Robbins (GA, USA), Roger Wright (GA, USA), Scott & Nancy Lambert (GA, USA) and Rod Taylor (Australia) 1999 Henry Woodcock (UK), Gideon Hajioff (UK), Catherine Hall (UK), Martin Harvey (UK), Bob Hawkesford (UK), Peter Jagger (UK), Chris Yates (UK), Matthew Hagger (UK), Kevin Bailey (UK), Scott Coombs (UK), Tim Gale (UK), Sahil Chawla (Dehli, India) 2003 BoBo (Alpharetta Studio, GA, USA), his studio is now part of Joe Corley Karate in Alpharetta, (GA, USA), Mr. Cougar Milland, (North Carolina, USA), Piyush Khengar,(UK) and Bruce Wood, (Scotland, UK) 2004 Roberto Parisi, Bedford, Borehamwood and Hemel (Hempstead, England, U.K) 2005 Master Jugnu Nanda, (India) (see copy of email from Smitha Vijaykar, General Secretary for Choi Kwang Do in India whose organization under Master Jugnu Nanda has been with Choi Kwang Do Martial Art International since 1992) and Rod Cook, (Cairns, Australia) 2006 Stuart Murray, (Scotland, UK); Master Dafyd Haase, (Canada) Master Stephen Kendall-Jones, (New Zealand), Calvin King (Australia), Adrain Blaney, (Wales, U.K), James Webb, (New Zealand) 2007 Margaret Moore (Smyrna, GA, USA) She was the first writer for the Choi Kwang Do book. Another one used and abused by Kwang Jo Choi! I wondered what her true story for leaving CKD? If you Google Margaret Moore Choi Kwang Do, you will receive the following:"Margaret Moore, M.Ed., is the Chief Instructor and School owner of Choi Kwang-Do Smyrna. Ms. Moore completed her instructor training and internship at the International Headquarters Wade Green School and served there as a Head Instructor prior to opening Choi Kwang-Do Smyrna. With over thirty years experience in the fields of education and counseling, Ms. Moore decided to direct her efforts at helping children and adults achieve the benefits of physical and emotional health afforded by Choi Kwang-Do training. Currently she is involved in working closely with Grandmaster Kwang Jo Choi in the writing of his book which will serve as the worldwide standard for the practices and teachings of Choi Kwang-Do.", Darren Jackson (East Malling, Kent, UK), Steve and Shelly Elrod (Clearwater, Florida, USA), Master Ken Tong (Michigan, USA) , Brian Jay (Aberdeen, Scotland, UK), Richard Shepherd, Paul Jones, Owen Bool (Wales, UK) Kyle Segall (Orlando, Florida, USA), Lee Greiner (Belleair, Florida, USA), Michael Welch (Gainsville, Florida, USA), Martin Clifford (Ypsilanti, Michigan, USA), Michael Mortell (Eagan, Minnesota, USA), Gary and Jane McConnachie (Walsall, West Midlands, UK) , Martin Charnock and Trudi Charnock (Crawley, West Sussex, England, U.K), Hector Rosa (Indianapolis, Indiana, USA), Dwight Werner (Monroe, Michigan, USA), Anthony Aurelius (West Sussex, England, UK), International Spokeperson for Choi Kwang Do and the 2nd person assisted in the writing of the CKD book, Mike Glass (Tarpon Springs, Florida, USA), Read Wyatt, Head Instructor/Faculty Member (CKD Int'l HQ, Kennesaw, GA USA), Mike and Susan Crosby, (Hiram, GA, USA), Mark Hoffman (Braselton, GA, USA), Manuela Ceglinski (Tonawanda, NY, USA), Erwin Aguilar (Bariloche, Rio Negro, Argentina), Alexander Gongadze (Tbilisi, Republic of Georgia), Bushra Matic (Ruislip, Middlesex, England, UK) 2008 Brian Lockman (Ann Arbor, Dexter & Saline, Michgan, USA), the 36th ex-CKD Chief Instructor to join Kinect Martial Arts Jennifer Riis-Poulsen (Roswell, GA, USA) who is a former member of the international faculty became the 37th Choi Kwang Do Chief Instructor to join Kinect Martial Arts. Kristof Vermeersch, (CKD Int'l HQ, Kennesaw, GA, USA) after being so loyal to CKD for many years and did many dirty dealings with Marshall Pereira for Kwang Jo Choi disappeared very sudddenly from CKD In't HQ, one wonders?. Moreover, many CKD full time studios in GA either change ownerships or take on new business partners. Business tactics with CKD HQ has not changed much since 1991, owners struggles to financially survive with CKD HQ taking more of their money in 2007 than in all the previous years! ???? Jeff and Connie Duncan (Farmington Hills, Michigan, USA), Many more Chief Instructors that I might not be aware of around the world continue to leave the organization to this day! The unethical business and martial arts practices of Choi Kwang Do continues. Choi went into partnership with Master Woo Jing Jung and bought the CKD International Headquarters on Wade Green Rd. Master Jung paid the deposit of $100,000 for the building (court records will show that the building was in joint names when originally purchased). When Parviz Nikkhoo (one of my old student from the UK) came over to the United States with a few of his instructors and bought 3 studios from Choi for $250,000, Choi disolved his partnership and use part of the money he gained from the sale of the 3 studios to pay off Master Jung. When Parviz left Choi kwang Do, he contacted me and told me the story. Parviz told me that the studios were not worth the $250,000 that he paid for it (he was convinced that he was helping out the organization just like all of us were). He had a legal contract for the purchase of the 3 studios and managed to get some of his money back from Choi through legal actions. Parviz has now rejoined the International Tae Kwon Do Federation. Master James Lim of Canada is still owed U.S $5,000 for a loan to Choi in 1991! Sergio Barriga put up $5,000 to send Choi and a group of black belts to Colorado State University for a first true scientific research which I organized in 1991 with one of my old student Andy Cornwell from the UK studying for his Master Degree in Sports Science and Biomechanics. Master Barriga has not been repaid that $5,000! Choi makes a claim that his art has been researched which is not true, he gets some people to make comments about it but no actual scientific tests has been conducted or publised except for the one that I organized back in 1991! Choi Kwang Do has a policy that no one fails the colored and black belt tests. With declining memberships after 95% of their original instructors have left, they have added more belts between white to black belts, 18 belts in fact which means more test fees. Furthermore, they have added more tests with fees in-between black belts, go figure! At CKD testings, Choi preaches about martial arts tenets, Courtesy, Integrity, Perseverance, Self Control and Indomitable and yet does not adhere to them! Be warned just like I have stated in my original 24 page resignation letter back in 1991, be weary of the unethical business practices of Choi Kwang Do. Marshall Pereira is no different, I used to bail him out of debt in the UK. He too make a lot of false promises. Recent events in September and October 2001 that has occurred to Master Sergio Barriga, myself and in the United Kingdom has forced me to release my letter (24 pages) of resignation to Choi Kwang Do as well as a few others, click on the link to view. Click Here to read Master Koo plus other instructors Master Koo's reply comments from a signed guestbook From Susan Nagel Master Koo - I've enjoyed reading your website. I don't understand why their is so much bitterness with Choi Kwang Do. All of that seemed to happen quite a while ago and you seem to be doing well. I have 2 friends training in CKD and I am considering joining as well (I've watched their classes and belt testings!) - You seem extremely bitter and unable to move on. Best Wishes Sir! Master Koo's response: On the contrary, I have moved on and continue to develop Koo Self Defense. Do not believe that what I have revealed are all in the pasts. There have been some very recent events as a couple of years ago and even recent ones. Anyone would be bitter considering what they did to me and my family after I left Choi Kwang Do. Here a few examples. Choi and Marshall use other CKD chief instructors to do their dirty work. They fabricated a theft charge and got me arrested in an attempt to get me a felony charge so that I can be deported from the U.S. back in February 1991. We went to court and it was proven beyond a reasonable doubt through substantial evidence which they overlooked that it was all prefabricated on their part and the case was dismissed. Failing that, they attempted to stop my immigrant visa (December 1993) at the U.S. Embassy in London and they failed there too! They incited all their former Chief Instructors here in Georgia to hate me so much that at one of their meeting that one of them brought a shotgun and said "let's go and kill Master Koo and his family." Many of these ex-Choi Kwang Do Chief Instructors, I have personally forgiven and they have revealed a lot of details to me since then. Read all of the other resignation letters from other ex-Chief Instructors of Choi Kwang Do, maybe you will understand. After exposing Kwang Jo Choi for what he is in 1991, you would have thought he would stop there. He continued with others, scamming them to this day, bleeding them as much of their money as he could until they are fed up and leave. They would like everyone to leave quietly and make no wave in order to move onto the next one and so forth. Choi Kwang Do used to have 12 belt levels to Black Belt. Now they have 18 belts' levels and it would cost you $55.00 each time you take a test ready or not, they want you to test. Pay your money and get your belt as you will never fail as it is their policy never to fail anyone regardless of their performance (I mentioned that in my resignation letter in 1991). This policy has never changed here in Georgia to this day. Moreover, they introduced more tests between Black Belt with more test fees attached. Currently they have an accelerated program to get to Black Belts, especially producing new assistant instructors and Chief Instructors quickly in order to open more new studios. They charge around $75.00 for these courses and you have to buy instructors uniform and teach for FREE! Like fitness centers around the country who uses high pressure sales tactics to sell contracts, Choi Kwang Do is employing these same tactics. Their assistant/chief instructors are being taught how to overcome every single objection that one would raise so that they can get a contract signed. After that whether you turn up for training or not, you are obligated to pay. The more contracts sold, the merrier. Recently at their 15th anniversary, they were getting students to take photographs with Kwang Jo Choi and then the students/parents get presented a bill of $35.00 for each photo? They come out with news way for getting more money from their students. Unfortunately we do not live in a perfect world. There are many scandals which have been exposed such as Watergate, Clintongate, Enron and so forth. There are people in this world who are brave enough to expose great injustices, scams and corruptions. There are also lots of people who see things and are too afraid to reveal for their own personal reasons. For example, there are hundreds, if not thousands of girls and women being raped at any given time around this world, the vast majority are too ashamed to reveal what has occurred to them or do not want the ordeal to go to court and face immense emotional trauma. Choi Kwang Do is not the only martial art's organization in the world that has this problem. There are others out there, some are on the Internet and others have yet to be revealed. There are lots of businesses running all sorts of scams out there, and we hear them on the news all the time! Martial arts teach Courtesy, Integrity, Perseverance, Self Control, Indomitable Spirit as well as other character traits. We are supposed to set a good example to the children and after reading what others and I have exposed, do you think that Choi Kwang Do is a good role model! Master Roger Koo's resignation letter in full to Choi Kwang Do on November 22, 1991 plus other resignation letters from other Vice-Presidents of Choi Kwang Do Martial Art International Grandmaster Kwang Jo Choi President Choi Kwang Do Martial Art Int'l 5651 Bells Ferry Rd Acworth, GA 31010. U.S.A November 22nd, 1991 Dear Sir, I submit my resignation as of the above date from your organization because of your actions towards me and the hostile events that have evolved for the pasts months. When I first met you in April 1988, I thought to myself at last I have found a true Grandmaster in Martial Arts who lived up to all the philosophies that a martial artist should adhere to. You impressed me with your new martial art and I made the necessary sacrifice to part company with my colleagues in Tae Kwon-Do who headed the fastest growing Tae Kwon-Do organization in the U.K (ranked #2 after 1 year it was formed) ie: "The U.K.T.F" in order to promote your new art - Choi Kwang Do, not only in the United Kingdom but to the entire world as well. Since 1988 I have spent literally thousands of english pounds sterlings promoting this new name in terms of advertising and publicity.       You have appeared on many martial arts front cover magazines with massive publicity campaign for Choi Kwang Do. I spent well over 10,000 pound sterlings ($17,500) on stocks of front cover magazines to hand out to new students. I spent thousands of pound sterlings on travelling back and forth to the USA (at least twice per year) to personally train with you. The exposure Choi Kwang Do received since 1988 would not have happened without my direct involvement and the support from U.K instructors.         We followed your policy wholeheartedly by initiating "franchise" policy in the United Kingdom. A corporation was formed in the U.K to protect the name of Choi Kwang Do under my name. The U.K organization spent over a thousands pounds in 2 sets of lawyers who were recommended by your own corporations's law firm to perform tasks regarding franchise. With the enforcement of "franchise" policy, the U.K's organization lost 6 of its chief instructors. Regardless we persevered to rebuild the organization. I constantly organised large seminars from 400 to 1,000 members over the years.                  I gave up my schools in the U.K, my position as President, Master Chief Instructor/Examiner, my gross income (100,000 pound sterlings, net income 40,000 pound sterlings), my car etc.. in order to come to the U.S to further develop and to promote its name worldwide. Prior to my arrival, Mr. Pereira called me to let me know of the new plan to help build up the Georgia area and to work at the int'l headquarters. I abandoned the plan to sell my house to start up a new school in the U.S. Upon arrival in the U.S early February, leaving my family behind purposely for 5 months in order for me to concentrate on the enormous tasks ahead of me so that I could spend 12 to 15 hours per day on my duties. I slept on the floor in your house as there was no bed available and your promise that you would sort out our salaries in the future as business develops did not materialize. Mr. Pereira and I lived only on expenses and still is up to the point of my resignation (10 months later) it seems clear to me now you always underpay all your staff on purpose and expect them to make huge sacrifice for you. I once asked you why Mr. Bob Lowrey's salary is so low, your answer was "If I pay him more money, he spend it more on beers." The latest episode is comical, you used me as a scapegoat to deliberately underpay all your present staff and demand most of the new sales personnel coming over from Kim's Karate to work for NO PAY and only on bare minimum expenses. You even use Mr. Tommy Lee to get rid of staff ie: Ms. Kathe Valade. He was so rude to her, she even had a meeting with you the following day, in tears.         You have violated our contract as stipulated to the immigration department for H1 Visa and Georgia Dept. of Labor for Labor Certification. This in itself is a criminal act. When my family arrived in the U.S at the end of June, I had to support my family with additional income from the U.K to be precise $600.00 per month as I was still on bare minimum expenses. Over the years while travelling back and forth to the U.S, you constantly told me how financially successful all the full time schools were and the enormous turnover they were doing. You always boasted how much money you were making on testing fees especially from Gary Williams, Michigan, your best earned income up to $10,000 every time you tested there. Since I came here and was given the title as Vice-President, second in command according to you, I began to discover that all the franchise schools including your own were not doing very well financially. None of the schools had more than 200 members. Most of them average 50-80 or less with a few around 160-180 mark. Furthermore they were not making enough money for their total livelihood, their wives had to work or the owners themselves had to work during the day, at second jobs. As far as the international headquarters's administration was concerned, it was non existent. There was only Mrs. Kassie Dahlgren performing all the duties on a part-time basis under enormous pressure. There was no system of administration at all, no proper record keeping, no written National/International rules and regulations. Compared to where I came from, your administration system was very primitive. You have criticized other "martial arts" as being primitive, yet your organization's administration was worse. The reason for that is because you had no one capable of setting it up for you unless they got paid an enormous salary from you? You always said you controlled your organization well for the past 10 years, how do you explain that there has been no growth beyond Michigan and Georgia in that space of time? Instead schools open and closed with frequent change of owners, and theses owners somehow disappeared completely from training? You allowed me to organize your international headquarters with the latest technology which I did. You now have the best (but not the most expensive system) computer, photocopier, fax and telephone system any corporation would so desire to have in order to improve its efficiency. Upon my arrival, you loaded me with the accounts including your personal account. My exact duties were not defined, except "you are in charge". You complained that the certified public accountant (C.P.A) then, Mr. Yanosky was not very good and wanted it changed. Even then, when I started doing the accounts, there were a huge pile of monthly bills to pay. Towards the end of march, after intensive research for the best and cheapest computer, I started to computerize the account system and I input all the information from January 1991 in order to analyze past expenditures. I produced monthly computerized reports for the C.P.A. I showed you these monthly reports and you brushed them aside, unable to comprehend them. Many other reports were produced, but your problem was not being able to understand them. I found a new C.P.A and fired the old one as ordered. I then discovered the true reasons for the new C.P.A; your corporation and personal tax were not handled properly. For 1990 taxes, payable this year, you had a demand of $28,000 in federal taxes and $6,600 for georgia taxes. The new C.P.A; Martin & Wurst P.C did a great job of reducing your tax burden from $34,600 to around $22,000. I found that company which saved you this enormous tax bill. In time, working closely with the new C.P.A, we discussed how to further improve the accounting system. I wanted a more in depth analysis of income and expenditure, that's when Mr. Wurst recommended me the "Peachtree Accounting Program". Two months ago, Debbie Wilson came on the scene and offered her help with the "Peachtree Accounting Program" as she does this daily for her work. On several occasions, we met to discuss the new layout for her to input into the computer. As well as performing the duties of a book-keeper for the 2 corporations accounts and your personal account (which is a full-time position in itself),   I had many other duties to perform: including but not limited to personal secretary to you for all your household affairs, corporations's affairs, finding new locations for schools/negotiations, problem solving of chief instructors pasts problems, designing computer programs, search for a computer programmer to work with me for the "membership database" (which is not 100% completed yet, as minor final adjustments are still required), production of the 1st video, its lay-out, contents, research for the best video production company with a very limited budget, writing International Newsletters (each one takes 1 week to write in between all the jobs),    designing new administrative forms, new grading records cards, improving testing procedures, and scheduling, testing promotional result sheets, designing flyers, advertising layouts, despatching videos, immediate correspondence from inquiries home and overseas via letters etc.. Ask any computer experts to check all the data that have been input into it from march 1991 and they will verify the enormous amount of work that has taken so many months to perform. There was no budget to hire professional personnel to do what I was doing. You also cannot hire a professional computer programmer and expect him to do all the tasks that I did on the computer. He/she would need to know exactly what you require in order for him/her to do the tasks. In computer language "garbage in; garbage out" for those who do not know what they are doing! I initiated instructors courses for "technical standardization as well as business practices". Only Mrs. Brenda Hollingsworth and Mrs. Kassie Dahlegren know of the enormous amount of work the international headquarters face every day. Each new day a new problem would surface and needed to attend to, constant interruption from the telephone making it difficult to concentrate on our duties, constant interruption from Mr. Pereira on his time wasting "chit-chat" to all the staff in person as well as over the telephone. All I did for the organization was under your direct supervision. You always wanted to know how much money was in the account and I used to show you the balances on the computer's screen. You always knew there were not enough funds. I spent 12 to 15 hours per day trying to do all these duties and still did not have enough hours in the day. I was accused of not working as a team. What team? In any corporation, a good team consists of a group of people hired on their abilities to perform their task. As far as being given a few people and saying this is your team is a joke. If it was my company, I would not hire any of them, these are martial artists who can kick and punch, they have no clues about business or administrative abilities and organizational skills. Mr Pereira does not have a talent for business or in administration, his only asset is at "chit-chatting" which he can do all day and some sales. As far as work is concerned, he has said this many many times, he will come in at 11am or as late, go home at 9pm and work only for a couple of hours in that space of time. His only asset is "public relations" and that only talking. He always wants other people to do his work for him. His duties were to be Secretary-General/Advertising & Marketing Officer. He failed as he did not have the administrative skills required to perform it 100%. He demanded that I help him after my full day's work ie: to stay in the office with him till midnight or 1am. We argued so many times about it. I told him if he cannot do it, learn! That's when I stopped producing international newsletters. I told him to finish newsletter #8, dated August 1st which was 90% completed, the rest is history, it remained in his work tray. In October, I received a telephone call from Mr. Jim Wellsmore, Australia as he sensed something was not right in the int'l organization as international newsletters had not appeared since #7, dated July 1st. I said we were in financial difficulties and I am needed elsewhere. You went mad when you heard I said this to him. You wanted me to tell him that everything was fine, no problem and we are fast expanding. Mr. Bob Lowery's only asset is a "technical director", he loves teaching, but hates paper work, children classes and sales. He has no experience in administrative duties or the running of an international organization. Since I stopped working at the international headquarters about 2 months ago, the entire office went into a mess, papers left everywhere, no filing system maintained, no proper records being kept. No one knows where files are kept and yet they are all labeled and filed in the filing cabinet. No one understands how to make proper use of the computer or how to access the information from it. I used to receive many telephone calls from Mr. Tommy Lee and Mr. Bob Lowrey as how to operate the computer after I was moved out of the int'l headquarters. Two months ago, you publicly disgraced me in front of Mr. Marshall Pereira, Mr. Eric Hennings, Mr. Andrew Behrens and Mrs. Kassie Dahlgren. You accused me of causing the present financial debt to the company. You keep saying that your corporation was in a very healthy state prior to Mr. Pereira and my arrival in the U.S and how much excess money you had to spend on anything you like. If you were financially in a better position prior to our arrival, why then do you have all these outstanding debts and had to borrow money? Anyone who has surplus of money would make sure that they payoff these excessive high interest credit cards debts and long term outstanding loans, pay off car payments etc... For the records, the following are the true facts as to why your organization has been, still is and will be in the financial mess it is in. a) OBTAINING LOANS FROM CHIEF INSTRUCTORS IN 1990. Prior to my arrival in the U.S, back towards the end of 1990, you borrowed $5,000 from Master James Lim in Canada, $3,000 from Mr. Pereira and $1,000 from myself. You still currently owe Master Lim $5,000 and myself $1,000. Mr. Pereira had his $3,000 returned to him via wire transfer to Bank Credit Commerce International (B.C.C.I) in the U.K (see the monthly accounts report) returned as the Mercedes which he bought in the U.K, was not paid and was repossessed by the company. Prior to his departure he sold it to Mr. Ahmed Shabanzadeh's best friend and he called to say that the car was repossessed and the police were looking for Mr. Pereira. So Choi Kwang Do Int'l wired the $3,000 owed to Mr. Pereira to B.C.C.I in U.K. to pay off the Mercedes car loan. If you financially better off, why did you need to borrow $9,000 and still currently owe $6,000.    I NOW DEMAND MY $1,000.00 LOAN PLUS INTERESTS RETURNED TO ME IMMEDIATELY! TAKE IT OUT OF THE $23,200 YOU WILL BE RECEIVING FROM DOUGLASVILLE SCHOOL! ADDITIONALLY UNDERPAYMENT OF MY SALARY, THE ADDITIONAL INCOME SUPPORT FROM THE U.K FOR THE PASTS 5 MONTHS - $3,000,
LEGAL ACTIONS WOULD BE NECESSARY OTHERWISE!b) PAST AND CURRENT EXISTING DEBTS. Master Choi, you have enormous monthly payments ie: $1,500 mortgage on 1596 Brynwood Court; $500 on 272 Heck Rd, $950.00 for rent of 272 Heck Rd., wire to Mrs. Choi in Korea (plus $30.00 for the wire transfer); $500 for the Mercedes (Mrs Choi); $464.00 for the Acura Legend; $632.00 for the new B.M.W. NINE different sets of credit cards, total amount owed approximately $30,000+. THREE other loan companies, I don't know exactly how much is owed on these three. c) 1ST VIDEO PRODUCTION DRAINING THE CORPORATION'S MONEY RESERVES. The production of the Video you wanted since 1989. Mr. Harry Blazer, former chairman budgeted $100,000 for production alone. I found a company who budgeted production cost of around $18,000, but time wasting on the day involved in sunday overtime and with 1,500 duplication tape cost, cover, wrapping and labelling, total video production costs came to around $30,000. Your first was the best professional video production ever made. d) MONEY OWING TO YOUR PREVIOUS LAW FIRM. The Choi Kwang Do's Corporation currently still owes the old law firm which Mr. James Zito worked for around $7,000.00. This is a debt accumulated for about 2 years or more. e) FEDERAL/GEORGIA TAXES OWING. You owed Federal/Georgia Taxes $36,600 now reduced substantially, taking into account the 1st quarter tax paid of $7,000 for federal and $1,650 for georgia; my calculation is that you have to pay by the end of november about $12,000 for both. I delayed the payment for your taxes as much as I could with the help of the C.P.A. f) LOANING MONEY TO CLOSE FRIEND. You knew we did not have enough funds in the corporation accounts and insisted to wire transfer $5,000 to Mr. Sang Ki Eun to Korea. (See corporation account for details) g) OBSESSIONS OF INCREASING MORE DEBTS. SANDY PLAINS CHOI KWANG DO SCHOOL, GEORGIA. The obsession of owning many full time schools in Gerogia. Prior to my arrival in the U.S, you had only the int'l headquarters and Cartersville. Cartersville was showing a loss and int'l headquarters was just making a small profit. In February when I arrived, I had a meeting with Mr. John Bishop to sort out the closure of his Choi Kwang Do school at future store, Roswell, Georgia as he owed many people a lot of money and his school's rent had not been paid for a year. You wanted him to hand over the territory rights so that your new school across the road at Sandy Plains could be opened. The corporation's lawyer Mr. James Zito had several meetings with myself and Mr. John Bishop over this issue. Legal paper were signed by yourself and Mr. John Bishop. The few students that came across were not sufficient, even though the numbers have grown to around 60 members now, its still not enough to pay rent, utilities and staff wages. The school is not really paying for itself. h) DULUTH CHOI KWANG DO SCHOOL, GEORGIA. Next you took over Mr. Hal Helfenbein's school in Duluth, Georgia. Mr. Helfenbein having invested $40,000 in just under 2 years, was unable to afford to keep the school functioning. He always paid up his dues to int'l headquarters in terms of membership fees, testing fees and business and certain equipment fees. Although, he made some serious business and personal errors, he tried his upmost to promote the art and to make the school run successfully to the very end. He had several meetings with you and myself about helping his school. You did your best to take over his school without giving him any support or hope. Your ambition was to take over that school at all cost as you saw the opportunity to own a school in Gwinnett county, because Gwinnett county is the fastest growing county in the country and the potential to make a lot of money there is greater than any other school in Georgia. You wanted me to keep the opening of the new location in Pleasant Hill Point, Duluth, a secret from Mr. Helfenbein. Your intention was then not to allow Mr. Helfenbein any involvement whatsoever in Choi Kwang Do I negotiated with Gwinnet Prado, the old Duluth school for month to month rent until the new school opens at Pleasant Hill Point, which is another site managed by Retail Planning Company. The worst discovery was to find out that you are now dating Mr. Helfenbein's ex-girlfriend. When Mr. Helfenbein made some accusation about it, I totally dismissed the thought. But with her serious involvement in the organization, she once told me that she would never work for your corporation as it was in such financial mess unless she had some personal interests with it. This was confirmed by another person who is a very good friend of hers. I mentioned to you once that she was wealthy with properties, that was your motive for the sudden involvement with her. ATLANTA YELLOW PAGES Mr. HELFENBEIN said there was an agreement with you for all metro Atlanta schools should share cost of Atlanta yellow pages. You denied that agreement. NO ONE wanted to accept responsibility, Mr. Helfenbein had no choice but to transfer the yellow pages advertising bill to the corporation for $7,000 so far and still increasing. i) DOUGLASVILLE CHOI KWANG DO SCHOOL. 
In March 1991, Dr. Lee Dinoff asked for permission to open up a school in Douglasville. He began making his search for premises without success. International newsletter #7, dated July 1st announced his intention of opening his school in Douglasville. Dr. Dinoff held off from opening as he has heard bad things about the organization and was going around visiting and checking each location to find out how successful each school was doing. He even visited Mr. Brian Hill and Mr. Pete Pukish who left the organization last year to ask them why?Dr. Dinoff had a meeting with me on July 25th at 9.15am at the int'l headquarters to answer questions about the organization. As usual, I had my duties to perform under your supervision, to reassure him that there was nothing wrong and everything was running smoothly. He accepted my explanations and he then requested Mr. Kelly Chandler as his future chief instructor and partner. At that meeting, I declined and made him an offer of Mr. Andrew Behrens. Even Mr. Behrens was prepared to go to Douglasville at that time. He began to search for premises and had discussed these premises with me. Even Dr. Joel Dinoff, brother of Dr. lee Dinoff came for training at the int'l headquarters to check how good of an instructor Mr. Behrens was? Dr. Lee Dinoff was concerned about the chief instructor available, the success or failure partly lies on the quality of the Chief instructor. Retail Planning Company, the company responsible for the Johnson Ferry Choi Kwang School, Gerogia; Duluth Choi Kwang Do School, Gerogia; approached me with an irresistible offer of the century. A 2,800 sq. feet premise with 6 months free rent, full remodelling costs, and within 30 days of opening a check of $23,200. I told Mr. Jim Ezell of Retail Planning that Douglasville territory belongs to Dr. Lee Dinoff and asked him to contact him direct. Dr. Lee Dinoff has that offer in writing. Circumstances changed drastically within the organization, and with your consent, you allowed Mr. Kelly Chandler to go and teach for Dr. Lee Dinoff in october. Although the offer from Retail Planning was very attractive, Dr. Dinoff eventually declined it because the overhead 6 months later would have been tremendous as the monthly running costs of the school would be around $3,000 for rent and cam charges, $2,000 for Mr. Kelly Chandler's wages, utilities, miscs. expenses like advertising, sales personnel wages/commissions and what guarantee would there be enough members to pay for these minimum monthly expenses. He thought and was advised by many other professional people to open up the school behind his chiropractic unit and to build up the school from his existing patients and their immediate families and friends and when numbers are sufficiently high, then would be financially secure to move to a more expensive and better location. Through Mr. Kelly Chandler and myself, you were informed of Dr. Dinoff's intention of opening his school behind his chiropractic unit. You did nothing about it then to stop him from remodelling. You did however make comments to think about how to stop him from opening his school in Douglasville as you were interested in the "Deal of the century offer from Retail Planning" for yourself because of the huge cash offer. Mr. Kelly Chandler kept you well informed of what was happening with Dr. Dinoff's progress with the remodelling. You eventually asked me to accompany you to see the remodelling work in progress at his practice and to talk to Dr. Dinoff about it. We also visited the site of the "deal of the century". You then decided to somehow stop Dr. Dinoff from continuing with his school at Douglasville on the pretence that he failed with the planing department. But your knowledge about that (planning dept.) is not 100% accurate. Dr. Lee Dinoff had already printed 20,000 flyers, signed a contract for a bill bards, obtained a business licence for a Choi Kwang Do school under his name in Douglasville, set up a new telephone line at his practice for Choi Kwang Do and even Mr. Kelly Chandler and Dr. Dinoff gave a business presentation on Choi Kwang Do to Douglasville chamber of commerce business personalities the day we visited his practice. I am disgusted to discover from Dr. Dinoff that you actually denied through your new law firm that there were no such agreement from him to open up a school in Douglasville. How can you deny the facts that we gave him territorial rights in Douglasville, sent Mr. Kelly Chandler from Sandy Plains School to work at his chiropractic unit while the remodelling was being done. Mr. Chandler's wages were being paid by Dr. Dinoff and answered inquiries for Choi Kwang Do there. You even persuaded Mr. Kelly Chandler to perjure himself with Dr. Lee Dinoff's lawyers by denying that there was an agreement for him to open a school there. There are many other witnesses who will testify that there was an agreement made for Douglasville to be opened by Dr. Dinoff behind his chiropractic unit. The latest saga for the Dinoffs is the expulsion of Dr. Joel Dinoff, brother of Dr. Lee Dinoff from Sandy Plains Choi Kwang Do school on some feeble excuse regarding some comments he made to Mr. Tommy Lee regarding testing. If this is the case, you need to expel hundreds more people from your organization regarding statements about your testing procedures. Even Mr. Tommy Cho publicly said many, many times that "NO ONE EVER FAILS IN CKD, EVERYBODY PASS!" j) SALE OF CARTERSVILLE CHOI KWANG DO. You made it publicly known to everybody that I sold your best school. Your original instruction was to sell Cartersville as it was not being profitable. Mrs. Chong Reed was initially interested in purchasing but did not want to purchase until maybe 1992. Then Mr. Jerry Ruff negotiated with me and eventually came to a fair price of $10,000. He tried to push for less and I firmly said "NO". So he backed out of the deal. Mrs. Iris Harper was hired by the Corporation to be "Program Director" at Cartersville School and memberships began to grow and Mr. & Mrs. Harper made an approach to purchase the school. We settled at the price of $10,000 pending Mr. Harper's confirmation of his continuance contract with the company where he worked. As this was taking some time, he did not want to mess us around, so he backed out of the deal. Mrs. Reed expressed another interest in the matter but still said she would not be interested for another few months and she was haggling about the price, she gave the impression that she wanted it cheaper as there were no competition from any other party to purchase it. Mr. Harper came back on the scene as his contract was confirmed and I decided to go ahead with the deal which you gave the final O.K. as the organization needed the money badly! Mrs. Reed was upset with you and I had to protect your name as always with all the other deals that I have to make on your behalf so that should anything go wrong in the future, I would be totally blames for it. It was from this time on, I became disgusted with you. You showed your true colors. NO INTEGRITY, always to portray the image that you are the nice guy! For your information, if the Cartersville School was not sold then, you would be taking a loss, although the numbers increased, it was not enough to pay for rent, utilities, advertising, Hwy 41 Billboard in Cartersville, Chief Instructor's wages and Mrs. Harper's wages/commissions. k) CHOI KWANG DO SCHOOLS RESIGNING OR CLOSED DOWN. GEROGIA: Prior to my arrival, there were schools that have either closed down or resigned forvarious reasons. Mrs. BETH STENZ'S school closure in Smyrna. Mr. VAN NESS'S school closure in Acworth. Mr. BRAIN HILL AND Mr. PETE PUKISH resigned sometime at end of 1990 over money issues. They pleaded with you that their school cannot financially survive as they were giving you too much in testing fees. Nothing was ever done, so they quit the organization. Upon my arrival, I had to sort out the crisis with Mr. JOHN BISHOP'S closure of his school at FUTURE store and to sign away his territorial rights over to you so that the New Sandy Plains Choi Kwang Do can be opened across the road at Sandy Plains Center at Kroger. Mr. James Zito, your old law firm was involved in meeting with Mr. John Bishop and myself at the old headquarters. After several meetings with Mr. & Mrs. John Bishop he finally signed the paper and you wanted to make sure that he had nothing to do with Choi Kwang Do whatsoever after that. Even Mr. Bishop took the future store's Choi Kwang Do school over from Mr. Pete Fennelly who could not make the school financially profitable and had to declare bankruptcy. DORAVILLE School was purchase from Mr. Wu by Mr. TOM STREET as the previous owner could not make it into a financial viable proposition. Mr. Street has been suffering since. I believe he is now at least 3 months behind on his rent and again you have shown some determination to take his school over for NOTHING and also intend to eliminate him completely from Choi Kwang Do. CARTERSVILLE CHOI KWANG DO SCHOOL RESIGNS Mr & Mrs Harper have resigned. They are sick by the attitude and the way you and some of your staff have treated me for the past few months. You were giving them false facts about me. It also demonstrated that you intended to destroy their school by constantly changing chief instructors, after me, Mr. Pereira, then somebody else and then take the school away from them for nothing, just another school for your collections. MICHIGAN Mr. TIM YOUNG'S school was the first to leave around March 1991. He criticized the organizations lack of professionalism and other things. His letters to Mr. Marshall Pereira are in the filing cabinet. Mr. GARY WILLIAMS'S school was next to leave around April/May 1991. This is the school that you often boasted that you made up to $10,000 in testing fees alone every 2 months, your best earned school for testing fees. You always criticized him at being a useless instructor and yet he was the best money earner for you. Mr. JIM MYERS'S school recently left around the beginning of November. He forwarded you a very nasty 2 page letter accusing you of many past wrong doings. Mr. HANK THORN'S school is probably next on the line as you and Mr. Bob Lowrey do not like him and want to eventually have him out of the organization. I have seen Mr. Bob Lowrey's Choi Kwang Do's desk diary describing Mr. Hank Thorn as an "Asshole" because of his business attitude. It is quite clear that many of your franchise schools cannot survive for long without change of ownerships. Those that do, struggle for many years in financial hardships, they either close down or break-away. Currently, not one school is profitable, which means financial survival totally depends on the income it generates now!!! MICHIGAN ATTORNEY GENERAL AFTER YOUR CORPORATION. Recently about 2 months ago, you had a legal matter arise regarding "Franchise" in the state of Michigan. Your corporation has been issuing franchise papers to several chief instructors without Choi Kwang Do ever having submitted a proper application for "Franchising" in the state of Michigan. Again, I had to deal on your behalf to smooth out the situation and since I was no longer in charge, the situation is still pending, you could still loose the case and face a criminal charge plus a fine up to $10,000. l) RICHARD DELLARIPA'S SAGA REGARDING JOHNSON FERRY CKD SCHOOL, GEORGIA. For months, you kept at me to work on Mr. Dellaripa to give the Johnson Ferry school back to you for nothing. From Mr. Dellaripa's point of view he had purchased the school from you for around $30,000 and that he still currently owes you $13,500. He simply wanted to see a small sum for his investment in the school. He was not aware that Mr. Tommy Cho would acquire the school for less than what was owed. I had to persuade Mr. Dellaripa to hand over the school to Mr. Tommy Cho for nothing ($0.00) which I eventually did as the lease of the school was coming to an end on September 30th. Your main concern was that the lease was under your name and to make sure that Mr. Dellaripa paid all the rent in FULL. Through Retail Planning Company, I negotiated the best deal for the New Johnson Ferry School at $5.00 per sq. ft. for the 1st year and then goes up slowly in subsequent years. Based upon the number of students transferring from the old school to the new school, my calculation is that Mr. Tommy Cho would be better off in the first year by $22,000 saving on rent alone as the old premise was around $3,000 per month. After a lot of haggling, you eventually co-sign the lease for Mr. Tommy Cho but I had to make sure that the note from Mr. Dellaripa was carried over to Mr. Cho for $10,000. I had to involve your corporation's new law firm to draft legal papers for the sale of Johnson Ferry school from Mr. Dellaripa and the purchase from Mr. Cho with all three signatures involved, including your own and notarized by myself. m) INTERNATIONAL COUNTRIES RESIGNING. AUSTRALIA: With the enforcement of "Franchise" agreement with Master Lai Sam Thow, he and all his instructors left the Int'l organization in 1989. NEW ZEALAND: Master Chan Seng Chee from New Zealand and all his instructors left the international organization in April 1991 disgusted with the way he was tested by a panel of a 3rd Degree, a 4th Degree, and a 5th Degree and yourself. This is the reason he gave to his friend Master James Lim of Canada. UNITED KINGDOM: Recently at the beginning of November 1991, 12 U.K chief instructors resigned from the Int'l organization. They are as follows: Mr. J.P KWOO 4TH DAN Mr. PETER WAKE 2ND DAN Mr. DAVID LEWIS 2ND DAN Mr. STUART WILLIAMS 2ND DAN Mr. JAN BURT 2ND DAN Mr. CHRISTOPHER LITNYSKI 1ST DAN Mr. DAVID HAMMOND 1ST DAN Mr. GARY DUCKWORTH 1ST DAN Mr. BRUCE CAIRNEY 1ST DAN Mr. DALJIT SOHAL 1ST DAN Mrs. KAREN WAKE 1ST DAN Ms. KIM BARDEN 1ST DAN There are only 6 chief instructors left in the U.K affiliated with the int'l headquarters with about 100 members, 2 of them are new chief instructors with hardly any members. The reasons for leaving the int'l organization came about for several reasons: 1) Demanding each chief instructor to purchase 10 videos each. No choice about it, whether they can or cannot afford it! 2) Demand that 30% of their testing fees (6.00 pound sterling per member) be forwarded to int'l headquarters 3) Demand that 4.00 pound sterling be forwarded to int'l headquarters for certificate. 4) Abolishment of U.K's National Governing Body as it was not forwarding any annual membership monies to the U.S. The reason for this inability to forward monies to the U.S is because of Mr. Marshall Pereira's bankruptcy in the U.K, leaving a debt of around 60,000 pound sterling and bouncing checks of around 4,000 pound sterling to U.K's organization.      That's why U.K.C.F cannot afford to forward any monies to the U.S because it is still trying to catch up with bills. Mr. Marshall Pereira personally owes Master Koo around 6,000 pound sterling (which he publicly stated in the U.K that he will not pay back). 5) Each chief instructor would forward 10.00 pound sterling per member to the U.S for annual membership license. 5.00 pound sterling they retain for insurance. When these chief instructors resigned, the int'l organization tried to get them back by (bribing) offering them all to become EXAMINERS, ie: to test their own members, keeping 70% of the test fees and only to forward 30% to the int'l headquarters for certificates. Only one changed his mind, Mr Jack Watson who is tempted by the money! Mr. Lowrey had a bet with me that he would get them all to return to the Int'l organization except my bother Mr. J.P Kwoo. He was so sure of himself! My bet that in time they would lose all U.K, the remaining 6 as well. Ironically I once resigned as Vice-President at the end of August over an argument regarding Mr. Marshall Pereira's debts    to the U.K, his inability to perform his duties as Secretary-General, Advertising/Marketing Officer and for his continuance interference in U.K's internal matters.      He constantly tried to persuade you that Mr. J.P Kwoo's leadership was not good and the U.K's was falling apart. The true facts behind it was that he left his schools in charge in the hands of Mr. Royston Maynard who refused to pay any money for the schools as he discovered the enormous debt that he left behind. Mr. Maynard even had a "professional financial consultant" research into the worth of Mr. Pereira's schools as Mr. Maynard was trying to raise money to purchase the schools from him and his only conclusion was the strings of debt of 60,000 pound sterling and the 4,000 pound sterling he owed the U.K's organization. The day the English group departed after their intensive training here at the int'l headquarters in August 1991 sparked a massive argument in your office over the failure of 2 students in the U.K which Mr. J.P Kwoo as chief examiner did not see fit to pass as they were not up to standard. I cannot believe your insistence that everybody must pass, regardless of their ability all because of MONEY you would lose in future testing fees and membership fees. My resignation then was not accepted and from then on I was shifted away from the int'l headquarters. > SUMMARIZE a) You have steadily been losing your monthly income as the bulk of it depends on TESTING FEES. The loss of 5 full time schools in Georgia and 3 in Michigan. I estimate your loss of income there to be around $25,000 or more per month. b) The strings of credit cards and loans outstanding amount to $30,000 +. Average monthly payments in excess of $2,000 c) Exorbitant lifestyles with 2 house mortgages, rent to Mrs. Choi to Korea ($980.00), 3 car payments around $1,600. Monthly average $5,000.00 d) Corporation existing debts to previous law firm $7,000.00+ 
e) Corporation outstanding bill with Atlanta's Yellow pages, minimum $7,000.00f) The immediate TAX DEMAND from federal/georgia, around $12,000.00+ h) Property taxes due october on all your premises, $?,???.?? i) The production costs of the video and its advertising Campaign $30,000.00+ j) Lending money to a personal friend for $5,000 when the corporation could not afford it. k) The obsession of owing more schools that are non profitable. MONTHLY RENT/CAM ETC..: INT'L HEADQUARTERS : $2,000.00 SANDY PLAINS SCHOOL: $2,000.00 DULUTH SCHOOL: $2,600.00 DOUGLASVILLE SCHOOL: $3,500.00 MONTHLY TOTAL : $10,100.00 MONTHLY UTILITIES: ELECTRICITY, GAS, TELEPHONE, YELLOW PAGES ADVERTISING, INSURANCES, OTHER ADVERTISING AND MISCELLANEOUS EXPENSES TO BE ADDED TO ABOVE FIGURES. WAGES BILL ( ENORMOUS) BOB LOWREY BRENDA HOLLINGSWORTH KASSIE DAHLGREN KELLY CHANDLER ANDREW BEHRENS MISTY HOLLINGSWORTH MARSHALL PEREIRA TOMMY LEE BRAIN JOHN BAILEY ERIC HENNINGS ROBBIE MARK FOLGER ALL THESE FULL TIME SALES PEOPLE BROUGHT INTO THE ORGANIZATION, HOW LONG DO YOU THINK THEY WILL STAY AROUND ON YOUR PROMISES. IF YOU REALLY PAY THEM WHAT THEY TRULY DESERVE AS ALL OF THEM BOASTS THEY CAN PRODUCE MONTHLY CONTRACT OF AROUND $50,000 EACH, THEN YOUR TOTAL WAGES BILL ALONE PLUS COMMISSIONS FOR 8 FULL TIME SALES PERSONNEL AND ALL OTHER STAFF WOULD EXCEED $10,000 PER MONTH AND THAT'S MINIMUM. The ironic thing is that you expect many of your staff to take a cut in SALARY and most of them are currently living only on EXPENSES like Mr. PEREIRA AND MYSELF with PROMISES THAT YOU WILL SORT IT OUT IN THE FUTURE LIKE YOU DID TO US. HOW MUCH IS YOUR CURRENT WAGES AND STAFF EXPENSES MONTHLY BILL FOR 15 STAFF MEMBERS, AND DON'T FORGET FEDERAL/GEORGIA/F.I.C.A TAXES ON TOP AS WELL. YOUR CORPORATION IS BREAKING THE LAW BY PAYING MOST OF YOUR STAFF BELOW MINIMUM SALARY FOR THE AMOUNT OF HOURS WORKED! l) Dr. Dinoff's court case against you for $7,000 plus damages m) My future court case against you for not fulfilling your part of the contract (which is a criminal offence in itself) plus damages for slander on my character $100,000+. I can see quite clearly your intention, to take over as many schools as possible even moving in onto Michigan as you often said. Possibly Glen Kleinow's school as he himself is not doing well financially and it was very sad indeed to hear the I.R.S took away his home. I see you want to be Kim's Karate II. It is a joke to keep telling people that Choi Kwang Do is the fastest growing martial art in the world. It is in reality "The fastest shrinking martial art in the world today". Internationally speaking, the organization is not doing very well after 4 years in existence. AUSTRALIA with Mr. Jim Wellsmore 2nd Degree who currently has closed down his school and has only a few students. NEW ZEALAND - NO MORE CANADA - with only Master James Lim's full time institute in Montreal. He will not last very long before he too resigns from your organization. SAUDI ARABIA with Mr. Kirk Foster 3rd Degree with maybe now 2 part-time schools barely 40 members. You very recently promoted him to 3rd Dan by post/fax without ever taking a physical test, just after the CASH again! FRANCE with Mr. Francisco Pinto 1st Degree who has had his school opened for 2 months or so with only 2 students, his wife and my brother James in Paris. ARGENTINA with Mr. Juan Carlos Marcucci 3rd Degree with only 2 schools about 50 students and he is planning to leave for Spain. UNITED KINGDOM following the resignation of 12 Chief Instructors, only 6 remains with about 100 members. MAYLASIA with Master Lee Seng Hock just now getting some instructors to join his organization, coming from the I.T.F he will not accept giving away 30% of his testing income to your organization. The others will probably leave when they hear that your organization is rapidly shrinking! INDIA - your insistence to send Mr. Pereira to check them out with all expenses paid by them. I warned you about it not to send him and warned Mr. Pereira that he would bankrupt their funds making it difficult to bring you and Mr. Pereira back to India. That's why they pulled out of the seminar and is unlikely ever to join. Any international country who now comes to your int'l headquarters would not be impressed with the organization as it does not function as one and will never do so as there is no one with the calibre, experience and the ability to do so! It will always be because you have never had a good policy, you just want to make use of people and when their use has been fulfilled, you then persuade all the others around you that the person is useless and not good. Then you use all of them to remove that person away from Choi Kwang Do. You yourself know exactly how many people you have eliminated in the past 10 years or more. Who, I wonder would be next on your list?? I even promoted your martial art wrongly, you made me believe that this martial art was truly scientifically researched by american doctors and scientists. During my 10 months with you, I can see no scientific papers published nor any written letter or correspondence to the effect, only your words. The odd meeting with Dr. Ben Johnson discussing a few techniques, Dr. Joe Sennebogen on the blocks and nothing else. In fact, Dr. Ben Johnson said on the video, "he will undertake a study this fall" and you know, you do not have the money for a full scientific research. I was corresponding with my student Mr. Andy Cornwell who is originally from the U.K and currently taking a masters degree at Colorado State University. I was arranging for scientific research on Choi Kwang Do and that would truly be the first proper research on Choi Kwang Do. Even that is doubtful as it would cost money. How can it that I followed you blindly for so long, devoting my time and energy to you and your art? You are a good talker, a true persuader and you think that you can get away with anything you want to. Well, I'm afraid that this is no so any more. I have discovered you for what you really are! I pity all your current followers if only they were to open their eyes and examine all the evidence, events and facts, they will wake up to a great shock! All the above facts can be substantiated by written or verbal evidence (written evidence are being kept in safe places), many people would be subpoena to court to testify. Ask Mr. Pereira if I am kidding, he knows me very well, I do not bluff when I have piles of evidence, ask him about how I spent 5,000 pound sterling of my own money to get the best law firm in London to fight the U.K.T.A/I.T.F and won the case. I will not hesitate to see you in any court, local, federal or supreme, anywhere! Master Roger Koo Mr. Terry Alexandrokos from Greece/Sweden Resignation Letter Stockholm 93 11 01 As of the above date myself and all of the schools in Greece and Sweden withdraw their affiliation with CKD. Our reasons are multiple. Sir,when we invited you to Greece we went out of our way to do everything possible to promote CKD,although we knew very little about it.We managed to get you on the front cover on the only two existing martial art magazines with extensive inside coverage of CKD.You also appeared on 3TV stations and held 2 seminars in Athens and my home town Sparta. Although Marshall ordered 2.000 copies of the magazines you featured on that order was later changed and reduced to 300 copies. This put us in a very uncomfortable position, as the owner of that magazine ts a close personal friend of ours.He called us to ask who then would pay for the 2.000 extra copies he had printed for you purchase.In order for us to honor our word w[ bought the magazines to cover this discrepancy which was most embarrasing. That cost us 680.000 6RD equal to USD 3.400.00 When you departed from Greece we still knew very little about CKD. Sergio was kind enough to teach us the first pattern in CKD.We proceeded with great difficulties introducing and convincing the superiority of CKO to our students.However. since we planned to come to Atlanta to train extensively with vou we overlooked this. When we came to Atlanta we had in mind to train extensively with you every day in order to go back to our schools in Greece and Sweden and "get to work" teaching your art. Unfortunately this did not happen either. Sergio was gone to Florida, Marshall was busy teaching full time, Bob Lowry was busy instructing a new member from Tang Soo Do and you were gone to Michigan for some time. As you remember we trained with you for 2 days for a total of no more than 6 hours. If it was'nt for Mr.Kelly Chandler, who gave us some very helpful notes on 9 patterns, we would still up to this day be unable to test and instruct in patterns. Grandmaster Choi, I travelled to Russia at my own expense To assist you and the organization in any way I possibly could. I went there with all my heart and full of enthusiasm. Is saddened me deeply to hear you say you made no money when you visited Greece. As you will understand from this letter we have spent lots of personal funds for CKD and we did send you whatever money we made from the seminars. Sir it was your decision to bring along Sergio and pay for his ticket. I understand that whatever money you made in Greece went to fund Sergio's costs, although we paid for his hotel expenses and food. The money we spent from the time we joined your organization ads up to a total of 17.990 USD. We are not including the fees paid for converting all our black belts, purchasing uniforms and money wired from the seminars in Greece. Funding of annual ad (full page) In BUDO MAGAZINE from our own pocket in order to promote and establish CKD in Greece: Cost:660,000 GRD = 3,340 USD Travelling to Atlanta for personal instruction: Cost: 22.000 SEK = 2,750 USD Travelling to Russia to assist you in any way possible: Cost: 8,000 SEK * 1,000 USD Paying for 1.700 BUDO Magazines: Cost:680,000 GRD = 3,400 USD Advertizing in Swedish magazines, printing and distributing of CKD posters to establish CKD in Sweden: Cost: 20,000 SEK s 2,500 USD Invitation to Greece of yourself and Marshall plus hotel expenses for Sergio. Cost:1,000.000 GRD = 5,000 USD SUBTOTAL:17.990 USD In return we have so far recieved 6 hours of training time with you. We are still having difficulties in fully understanding you martial art. Sir,keeping all this in mind we are sorry to inform you that our invitation to Sweden no longer stands. It would again be a costly and probably unrewarding endeavour on our part. We are sorry to end our relationship on such a sad note, but it would be better if we went our seperate ways. We wish you success in your efforts and although we leave very dissatisfied and dissapointed we have no hard feelings towards you. It was a pleasure meeting you and we wish you and Mrs Choi all the happiness In the world. Terry Alexandrakos Elenie Derva 
  Terry Alexandrakos from Sweden/Greece Master Sergio Barriga's Resignation Letter, Former Vice-President of Choi Kwang Do Martial Art International Serfllo G. Barrlga, Vice President, Choi Kwang-Do Martial Art Int'l Grand Matter Kwang Jo Chol, President, Chol Kwang-Do Martial Art Int'l After long thought and our conversation of 3/31/93. I feel it necessary to write this letter. In this letter I will explain my feelings and the agreements that I had with you and your company from the start. There is definitely a misunderstanding and as you have put !t "a lack of communication." I feel my loyalty to you and Chol Kwang-Do Martial Art International has always been true and faithful even though trough you have not reciprocated. I want you to Know that in the Martial Arts aspect I have the highest respect for you as a Grand Master and l totally believe In your techniques. I am grateful for having the opportunity to train In Choi Kwang-Do with you. It was truly an experience living with you from July to December 1992 and training under you for the past three years, I thank Master Eun for Introducing me to you and it was an honor for me to test under the two of you for my 4th Degree In June of 1988, Since I met Master Eun In 1984 as a 3rd Degree Black Belt I have always proved myself to be honest in my monetary dealings with my Instructors. As the years went by, l had the opportunity to meet you In 1988 and have looked up to you since, As any disciplined student I always wanted to reach the highest goal a person can achieve (Pil Sung Spirit). To me that means the competition within one's self and to achieve anything to which I put my mind. 1 have done this in all aspects of my life, especially becoming a successful husband and father. Along with that the responsibility that comes with being a leader In martial arts. having the discipline and confidence In order to teach such. Going back in my memory for the past three years, I have spent at least one and one hair years of that in Georgia or other parts of the world away from my home and family working for CKDMAI so that It may achieve the highest goals. The main reason for writing this letter is to discuss verbal agreements and promises that you have made to me, After being taken away from Maryland to assist you, you stated to my Black Belts how much l was needed In Georgia by yourself. This was stated not once, but several times. You then began to request that I become Vice President of Chol Kwang-Do Martial Art international. This was done in the presence or my Black Belts once during a phone conversation and again at a seminar in Maryland. Now the question Is where Is the honesty and Integrity. I must say I have not found It In yourself or your company. As example, Mr Bob Lowrey has already contacted several of my BlacK Belts and discussed coming directly under your company (CKDMAI) knowing that there is no existing agreement between Chol Kwang-Do of Maryland, Inc. and the Academy owners, I find this absolutely absurd, especially when there has been no formal notificatlon sent to me personally of my suspension of any office or position to which I have been appointed, i.e., VICE PRESIDENT nor EXCLUSIVE DIRECTOR of Maryland as of the 12th day of April, 1993. In addition. It has been a scheduled for you to be present at a testing in Maryland on May 6, 1990. I have been notified of none of the above happenings. Unfortunately this leaves me with no other recourse than to begin legal action against you and any and all persons who are involved In these proceedings against me. I am informing you that moneys are owed to me (or my work, devotion, and loyalty given to you so generously since the end of June 1992. Moneys that should also include damages caused by accidents in which you were Involved mentioned later in this letter. feel you have premeditated each and every move. Do not waste time denying your actions, You have not sent-certificates for which money was received as long ago as July 1992. You still have not sent Rank and Instructor Certificates causing anger and frustration for my students and Black Belts In Maryland. This anger is directed at myself as the Director and Examiner for that region, Your are very clever to try to use my students against me by having Mr. Lowrey offer to bring them In under your company directly by offering them to pay $6,00 per Gup testing certlflcate, (Perhaps you should make the same offer to your Black Belts in Georgia and Michigan.) Do not blemish my name as you have done yours by making these shady deals, I have always dealt with you straight forward and have never asked anything unreasonable of you. I have realized that you have not sent the certificates because you eagerly want people to be anger with me and not you, This is why you gave me the excuse that you did prior to your trip to Korea In October 1992, You came back and never mentioned sending these certificates to Maryland because, once again, these actions were premeditated and very efficiently thought out, I believe that you had planned this from the time l left Maryland, This Is how you plan to become #1 on the world; stealing other people's academies by planting mistrust. Anywhere there is not trust there is nothing. GREAT PLAN YOU HAVE TO TAKE OVER THE WORLD OF MARTIAL ART!! You have done this to Master Koo In England, without shame. It is a proven fact that Master Koo was right, If you were a man of integrity you would not use people in the way that you do l hope l am the last person or whom you take advantage. I have always done my best to support the organization for example: Mr, Lowrey had even asked me to place the latest advertisement in Tae Kwon'Do Times in my name because your company does not have credit with them. Mr, Lowrey also informed me that I owe $12,000 in testing fees. May I remind you that we had an agreement allowing me to keep all the testing fees for the first year, until the company made enough money to support itself. This was one of the stipulations I made before going to Georgia, Also. you need to pay me for the work I did In Georgia, We also agreed that I would receive 20% of the net proceeds or CKDMAI and from that time on l would turn the testing fees from Maryland over to CKDMAI. l anxiously looked forward to the future working hard together to make CKD #1 in the world, l guess that has all changed again. Currently I do not know where I stand in your company, and an a martial arts professional l do not like to be hanging tn the air. You have changed your previous agreements with me when we spoke. You said that I agreed to pay moneys to Master Eun when you yourself said you would take care of Master Bun, If I was to pay (or this along with boards, belts and your percentage this would leave nothing for my loyal academy owners, Also this would leave nothing for my family and myself. This is nonsense, You are disrupting my relations with my Maryland people, taking away my livelihood and disrupting my family's life. No one has the right to do that. The message from Mr. Lowrey was correct. You do not want me in your organization. If this was not so you would have contacted me for a meeting, not tried to slip into Maryland as you planned. You told me that the reason I was needed in Georgia as vice President of CKDMAl was to make money for your academies that were losing money, (This would require a manager, not a VP.) Why would I leave my own academies to make money for you and not receive any income for my efforts and knowledge? At the time I moved to Georgia I was assured that this would be for one year. This was stipulated to ensure stability for my daughter in her first year of school. After a long deliberation between you and myself 1 agreed to move down with the agreement that my family would live in your house. When I arrived there were many problems in the business. Academies were losing money due to poor management by the prior manager. One of the major problems was that the IRS was owed money and was about to close the doors. Did my people and I do a good job? I would say the fact that you're still in business would be the answer for that. Also other academies were three months behind in rent and money owed to the IRS, i.e., Sandy Plains, Lawrencevllle. and Douglasvllle, Additionally, there were calls from bill collectors for many accounts that were past due. Conveniently, you were out of town while this wae being handled, These problems in your business stem from the time of Mr. Puklsh, Master Koo and Tommy Lee. Yes, all of these immediate tasks were time consuming, especially having to let employees go due to lack of funds. This left the academies short of help on a dally basis. Therefore, after a full day of office work I would travel to either Douglasvllle or Lawrencevllle to take it upon myself to teach white belts. Additionally. I lend my cars to instructors, our secretary and you whenever needed. To this day your secretary is using a car of mine. Why, because yuu would not cosign for her loan. For two months my cars were used by Mr. Peretra and I was promised the company would pay for the monthly loan payments and insuranue. This, of course, did not happen. You were responsible for damage to my Mercedes-Benz while you were driving. The damage to the car totaled $4200 and was the reason I had to trade it in. None of this was reimbursed by your company or yourself, l wish l did not have to mention this, but I would like to bring everything out in the open. In addition to all of this, at the times of your financial needs you received bank to bank wires, cash and other loan (i.e., Mr. Paul Barriga) in excess of $10,000 to you and your company, from July to November 1992 my father and I remodeled all your academies and helped Mr, Larry Key's school. Mr. Key was kind enough to pay my father $1000 for three weeks of work of which $160 Is still owed. I have supported the organization so well I have tackled tasks from A to Z and beyond to make CKDMAI a better business. Now let me list some of the things that I have done as Vice President. A. Reorganize the academies and Headquarters B. Dealing with bills and payments C. Training Michelle D. Dealing with No Dope Express E. Dealing with lead box collector F. Dealing with CPA G. Dealing with different types of bill collectors H. Dealing with lawyers. Mr. Nerio and others I. Sale of the Sandy Plalns Academy Sale of the Saline Academy Sale of the Canton Academy J. Ordering equipment for all academies K. Dealing with all letters from IRS L. Making new certificates and licenses M. Seminars with instructors on how to run the academy N. Remodeling and painting Sandy Plains, Remodeling and painting Headquarters; at Bells Ferry partially at my own expense), Remodeling and painting Douglasvllle, Remodeling and painting Lawrencevllle 0. Deposit all moneys received into bank accounts P. Making sure all dues. testing fees. registrations and equipment orders were paid Q. Teaching the instructors the new testing system R. CKD newsletter S. Setting up and executing the seminar T. Sales at academies U. Reading monthly reports of all active students/ verifying payments to CKDMAI and academies V. Design and deal with safety equipment W. Created new forms for academy office work X. Help students get prepared for testing Y. 2 times a week Lynn Russell's private class in Duluth Z. Deal with day to day and previous problem with parents ZZ. Accompanying Grandmaster Chol to Canada, Greece, and North Carolina ZZZ. Traveling to Argentina and certifying instructors for CKDMAI In December of 1992 and arranging an Argentinean Seminar ZZZZ Dealt for two days for a car for Mr. Pereira in January 1993 ALL THESE TASKS HAVE BEEN COMPLETED AND CAN BE PROVEN. I have also worked with your lawyer, Mr. Nerio, towards the patent and copyright of your company, Upon doing so I would be allowed to use the Choi Kwang-Do name for as long as It is in existence, this was by your word. It can be proven very easily that your company or name was not patented nor had copyright before September 26,1992, Upon receiving a Vice President certificate from you at the Georgia Seminar In the Cobb High School.      Master Sergio Barriga, Former vice-president Choi Kwang Do Master James Lim's Resignation Letter, Former Vice-President of Choi Kwang Do Martial Art International Mr. Kwang Jo Choi, 5651 Bells Feny Rd, Acworth, GA. 30101, U.S.A. March 28, 1993 Dear Sir, Please be advised that you are to refrain from using the names of James Lim or C.S. Lim in any advertising or for any purposes of promoting the Choi Kwang Do organization and the whole in any manner whatsoever. The loan I made to you in 1989 of $5000,00 was to be repaid by you within 4 months. More than 3 years have elapsed and I have failed to receive any payments from yourself. Unless you remit to the sum of $5000.00 US within 15 days from this date, I shall take what ever means that are necessary to attach your assets in Canada and to seek, at the same time< the appropriate legal recourse in Atlanta, Georgia. I am advising you by these presents that I am completely disassociating myself from yourself and/or your organization and that your contravention of my request for your prohibition to use my names in recruiting ITF members will subject yourself to all legal recourses that are available. Please govern yourself accordingly. Master James Lim, 9th Dan President/Founder  Master James Lim, Former vice-president of Choi Kwang Do from CanadaMr. Paul Knipe, Chief Instructor, Arbutus Choi Kwang Do, Maryland, USA Mr. Paul Knipe, President, 2nd Dan, Arbutus Choi Kwang-Do Grandmaster Kwang Jo Choi, President, Choi Kwang-Do Martial Arts International. Inc. Dear Sir, I am writing this letter to state the facts I know to be true, and to dispel any false rumors that may be floating around. I will try to keep all emotions out of this letter, but it will be difficult since I was mislead, cheated, lied to, conned, stolen from, and generally treated without respect, by you, your organization, and those associated with you. Fact one starts with Argentina. You sent Mr. Barriga a letter appointing him as the Official Representative to South America Choi Kwang-Do Martial Arts International (CKDMAl) in October or November of 1991.. Mr Barriga then asked me to accompany him to Argentina because he was going by himself, without any help from CKDMAI, Mr. Barriga and I negotiated a deal that we would split all earnings 50/50. The deal with CKDMAI was 20% of all monies earned, and since CKDMAI was not receiving any monies that meant we would build the country from the ground up. I was concerned because monies were very tight and my investment would be between $5500,00 - $6000,00,1 had complete trust in Mr. Barriga, as we had had many past and present agreements concerning monev, property, and actions he would take. He never betrayed his word. I had reservations since I did not know C KDMAI, Mr. Rarriga assured me you were a man of your word. He had fell that if you said you would do something, no matter what anyone else said or did, you would see it through. Obviously Mr. Barriga misjudged vou and as Mr. Bob Lowery said; "you should have gotten it in writing." Lesson learned. While we were here, I spent approximately $6000.00 and Mr Barriga spent approximately $8,000.00, to promote CKDMAl and the Art, We negotiated with Mi, Marcucci (a man Mr. Burriga got to join CDKMAI and come to the United States during his previous visit to Argentina; to start paying test fees, since he was not doing so. We presented 2 seminars and both were packed with interested Martial Artists. Our seminars were more successful than Bill Wallace's so we received the front cover of Mundo Marcial magazine. We also had a Mr. Lena willing to join, come to the U.S., and convert his 7 schools, 30+ Black Belts and 300+ students, to CKDMAI. Upon return we were informed that we were no longer needed for South America. We were not reimbursed for the monies we spent, nor did we receive any of the profits we generated, which is a few hundred every testing. Mr. Lowery should get his facts straight before talking with students and/or their parents, and announcing that we didn't do anything there. Fact two is vou called Mr. Barriga, mvself and several other academy owners, via speaker phone conference, before the July 1992 Seminar. You stated that it was important to the existence and growth of CKDMAI that Mr, Barriga come to Georgia to serve as the Vice President of CKDMAI. You again stated that fact at the Maryland seminar in front of the students. Again, Mr. I.owery stated that Mr. Barriga was not needed, but he had wanted to come. PPPlease!!! Fact three is from the time I spent in Georgia .Mr. Streiber and I, with others, met Mr. Barriga in Georgia after the seminar to clean and set up your academies. We received no help from anv of your employees in cleaning and setting up, which explains why the schools were such pig pens. We set up each academy with professional tracking books, paper work, contacts, and a complete operating system. There were so manv financial problems I was asked to stay another 3 days. while the rest returned to Maryland. Upon further investigation, I discovered that all 5 academies that you owned were past due in all their bills as much as 4 months. Some were about to be closed,, according to the letters from the lawyers of the landlords and almost every bill you had was past due for both personal and business. You also owed the Federal & State Government $20.000.00 - $30.000.00. You were evading your taxes due to neglect and ignorance, which are unacceptable answers to the government, so you would have gone to jail if you had continued those actions. If you don't believe me you can ask Al Capone or the IRS. Mr. Barriga and I negotiated with all your past due creditors, totaling well over $100,000.00, and set up payment plans so no one would close your academies or foreclose on you. I worked 15-18 hours a day, and barely chipped the iceberg. I was asked how long it would take me to clean up the mess, and my answer was at least a month. I was then asked to stay by you and Mr. Barriga until the task was completed. I told you I needed to talk to my wife, because she was already having a hard time emotionally, with me having been gone for over a week. My wife and I agreed that the only way I could stay was if she could take off work for 2 weeks, and if we were reimbursed for expenses and monies lost (approx. $2000.00 - $2500.00). I informed you of those conditions, you agreed to them and were very happy. I drove back to Maryland, picked up my wife and son, and drove back. You and CKDMAl didn't have the money to reimburse me so Mr. Barriga did. Tell Mr. Lowery that being paid and being reimbursed are two totally different things. Once again he should get his facts straight. While my wife and son were there, I continued to work 12 - 18 hours a day. We had very little time together, except sleep time, which also was not much because you, Mr. Barriga and I would stay up as late as 4 a.m. discussing everything I was doing, what Mr. Barriga was doing, history, as well as our futures together. You promised Mr. Barriga a large percentage of the profits of CKDMAl and a base salary to cover all his personal obligations. You promised me a position in CKDMAl, as Vice President of Business Affairs, starting in January 1993, with a percentage of CKDMAl that would grow into hundreds of thousands of dollars a year. It is now April. I then drove my family back to Maryland when the week was up, and returned to Georgia. My family flew back down a week later and back home a week after that. I finally returned home 10 clays later. Fact Four is your lack of integrity in handing out your certificates. I was there when Greece faxed their certificates to headquarters, and Mr. Alexandrakos was only a 2nd Dan due for 3rd, but to win him over you gave him 5th Dan when he had no knowledge of the art. You do this for him but your own people you hold back (i.e., Mr. Barriga whose technique and knowledge is far superior to anyone else in the world). When you and Mr. Barriga perform together people can't see a difference in the technique. I am sure there is one but not by much. Anyone who says differently is just jealous due to their own lack of abilities. I also understand that now that Mr. Barriga is no longer a part of CKDMAl, you are refusing to award my 2nd Dan certificate. If you think that hurts my feelings, you are wrong! It means more to me to know Mr. Barriga examined and promoted me, then for you to give me a worthless piece of paper as you told another Instructor here in Maryland. Fact Five will be if you don't pay me my $6000.00 (to round it off) I will take any and all legal actions to sue you and have you thrown in jail. Also ,if you continue to make up lies about Mr. Barriga, myself or anyone I am associated with, I will ensure everyone knows of you dealings, especially those with the government. Fact Six is my closing remarks. Maybe you feel that because you are a 9th Dan, everyone is to give you everything and in return you owe nothing. I will help you out by explaining to you that a good leader takes from their subjects and in return gives them everything. If you can learn the humbleness that comes with being a leader, you will learn how to help, cherish and respect your followers the way Mr. Barriga does. I recommend you talk to Mr. Lowery and have him slop spreading lies. Do not throw stones when you live in a glass house. My hope is that someday your heart, mind and spirit become as sharp and powerful as your body. Please stop the lies CKDMAI has spread throughout Maryland and anywhere else they have started.   Paul Knipe from Maryland, USA. Gary Williams's attorney letter of resignation from Choi Kwang Do dated April 8, 1991Mr. James Myers's Resignation Letter, Chief Instructor, Troy, Michigan October 15. 1991, REGISTERED MAIL, Kwang Jo Choi, International Headquarters Bells Ferry Landing, 5651 Bella Ferry Road, Acworth. GA 30101 Dear Master Choi, I would like to start this letter by telling you that I have nothing but the deepest respect for you and your talent, I believe you are the best martial artist I have ever seen. However, along with all of this respect I have seen many things within your organization that I can no longer overlook or approve of. I feel your priorities are out of order and people are strongly affected in a less than positive way. The following are just a few of the areas which justify the way I feel. Instructors - These people that are the closest to you continue to suffer year after year. Mr. Lowery, who works a tremendous amount of hours a week and is compensated very little for it, who had his marriage break up, and never has any money. Mr. Kleinow, who has always had money problems, almost a broken marriage, and nothing to show for his years of devotion to you. Mr. Hennings, who always has bill collectors calling him, who has lost his wife and daughter, and almost went into the army to get away from all of his problems. Not to mention other Instructors who gave you a lot but received nothing In return (Tim & Randy Young, Gary Williams, Doug Miles, Pete & Brian Etc..) and myself. You need to treat your instructors better, charging us $10.00 to have a class with you, or making us pay seminar fees when we have to work the whole day, or making us pay for ALL of your food and hotel expense during testing. These things anger me a great deal. Last year I gave you over $24,000.00 dollars in testing fees (more than anybody else) and you want me to pay $10.00 to have a class with you. I brought 50 people to the seminar (more than anybody else) and I still have to pay a seminar fee, I find this ridiculous. The instructors I have listed above are all in their middle 30�s and have basically nothing to show for their lives. I cannot let this happen to met. Students - These are the people who suffer the most. While paying your outrageous teating fees, they receive very little of your attention or concern. During testing parents have been witness to your reading a magazine or talking about your accomplishments while their child is doing his/her beat to impress you. Even worse than this after you have left with your check in hand, I am responsible to write down grades and comments for each student because of your lack of responsibility. Do you realize that this does not go unnoticed? Many times I have been in a position to explain to parents why you do some of the things you do. 'Along with this there are also many seminar fees, videos, and magazines which we are forced to solicit to our students. This has caused less motivation within our school because people feel you are only concerned with making an extra dollar. The last determining factor was your handling of Hank. This is what made me finally make this decision. You knew what he was trying to do to me, you knew he was trying to take my school from me which is just like taking my life away. Instead of giving me your support you stayed neutral until you knew who would be capable in the end to give you your income from this school. As it turned out I was able to keep my school, although I believe that if fate ended up the other way you would of done nothing to help me. And after all of this I continue to hear how he and Beth do not cooperate with you and Mr. Lowery, and still you do nothing! Is this behavior for the benefit of all of us or is this all just for your own money purposes? The decision I have made was very difficult and painful, I have devoted 12 years to you and I thank you for all of your knowledge. I realize that you will not approve with this but I sincerely hope that In the future you can understand why I can no longer be a part of Choi Kwang Do. Respectfully yours, James F. Myers   Jim Myers from Michigan, USA   Randolph Young, Father of Tim Young's Karate who left Choi Kwang Do. Letter dated December 23, 1991Mr. Tommy Cho, Chief Instructor, Choi Kwang Do, Georgia, USA. His attorney's letter to Choi Kwang Do prior to his resignation and termination of his license agreement with regards to violation of his franchise agreement by CKDMAI. December 12, 1994, VIA CERTIFIED MAIL ~ RETURN RECEIPT REQUESTED (P 350 909 272) RE: November 19, 1993, Choi Kwang Do Martial Arts, International, Inc. License Agreement with Tommy Cho Dear Mr. Lowrey: Please be advised that this Firm has been retained by Tommy Cho to represent him in all matters relating to the License Agreement entered into by and between. Mr. Cho and Choi Kwang Do Martial Arts International, Inc. on November 19, 1993. Pursuant to Paragraph 9(c) of said License Agreement, this is to provide Choi Kwang Do Martial Arts international, Inc, with thirty (30) days notice of the default and breaches committed by Choi Kwang Do Martial Arts International, Inc. pursuant to the contractual obligations as contained in said Agreement. The notice provided herein shall also constitute notification to Choi Kwang Do Martial Arts International, Inc. of matters which are considered to be breaches as defined in Paragraph 5 of the License Agreement. As the term "breach" as included in Paragraph 5. and the term "default" as provided in Paragraph 9(c) are not defined in the body of the Agreement (therefore creating an ambiguity) in the spirit of good faith. Tommy Cho is nevertheless providing thirty (30) days notice to cure the hereinafter referenced defaults pursuant to the provisions of Paragraph 9(c). It has come to the attention of Tonnny Cho that Choi Kwang Do Martial Arts International, Inc, has breached the License Agreement between the parties as follows: Page 2 (1) Despite representations in the introductory Paragraph of the License Agreement dated November 19, 1993, Choi Kwang Do Martial Arts International, Inc. has not perfected, nor does it possess, servicemarks or trademarks as represented in said Paragraph- While "Choi Kwang Do" has received Registration, there are no other servicemarks or trademarks related to the martial art as a propriety rights. Had Choi Kwang Do Martial Arts International, Inc. not misrepresented to Mr. Cho that they possessed servicemarks and trademarks related to the martial art (i.e., techniques, manuals, instructional videotapes, paraphernalia, etc.}, Mr. Cho would not have entered into said Agreement. (2) Paragraph 1(c) of the License Agreement dated November 19. 1993, provides that Choi Kwang Do Martial Arts International, Inc. will "promote the martial art in the territory". However, Mr. Cho has seen no evidence of Choi Kwang Do Martial Arts International, Inc.'s efforts to promote the martial art in his territory. (3l In Paragraph 2 of the License Agreement dated November 19, 1993, Choi Kwang Do Martial Arts International. Inc. "notes and warrants that [it3 shall not treat nor charge Tommy or the School in the territory any different than any other license in the State in which Tommy has its main school". However, Mr. Cho has become aware of disparate fee contracts for membership, testing and other services provided by Choi Kwang Do Martial Arts International, Inc. to its other franchisee. (4) Paragraph 4(d) of the License Agreement dated November 19, 1993, provides that Choi Kwang Do Martial Arta International, Inc. shall not approve any location in violation of any covenant made in any other license agreement. However, Mr. Cho is aware of a violation of protected territorial interests of another Franchisee for which an impermissible consideration was exchanged. Please allow this letter to serve as written notice of Mr. Cho's intent to terminate the License Agreement dated November 19, 1,993, if the above-mentioned breaches are not cured within thirty (30) days of the date of this letter. Page 3 Should, you have any questions, or wish to discuss the contents of this letter at greater length, plaase feel free to contact me at your convenience. Sincerely, BROCK & CLAY, P.C.    Tommy Cho from Georgia, USAIn the year 2003, there has been three Choi Kwang Do instructors who have left the CKD organization. Mr. BoBo (Alpharetta Studio, GA, 2003, his studio is now part of Joe Corley Karate in Alpharetta, GA), Mr. Cougar Milland, North Carolina, 2003), Mr Bruce Wood, Scotland, UK, 2003) and many more that I might not be aware of. This is a copy of email correspondences between Mr. Bruce Wood and Master Roger Koo.  1st emailEmail #1, Sunday, June 15, 2003 2:56 PM Dear Master Koo I feel that I have to write to you to commend you on your courage in publicly exposing Choi, Pereira and their squalid operation for what it is. Although I obviously cannot bear witness to the specific events that you mention in your resignation letter, I can certainly state that the events detailed are consistent with the behaviour of Choi and Pereira during my 10 years in CKD. Prior to my resignation on 19 May 2003, I too wrote a lengthy resignation letter detailing all the unsavoury activities which took place within CKD during my time as an instructor. I eventually decided however that Choi was not worthy of my time and effort and issued him with a few brief words advising him of my resignation. I intend to visit Atlanta this year and would respectfully request the opportunity to train under you if possible when I am there. Regards Bruce Wood Email #2 Friday, June 27, 2003 9:19 AM Dear Master Koo I apologise for not replying to you sooner but I have been extremely busy trying to deal with the disgraceful tactics that have been employed by Choi and Pereira since my resignation from Choi Kwang Do(CKD) on 19 May 2003. I can assure you that I have no intention of keeping anything quiet and intend to let the world know what these people really are. It is difficult to go into specific detail at the moment as some of the CKD instructors here in Scotland have been actively distributing literature containing a number of lies told by Pereira about me, and this may well lead to legal action. What I can tell you is that although I am only a 3rd Dan, I decided to resign from CKD and create my own art known as "Sooyang Do". Every one of my instructors were delighted when I resigned as we had all figured out what Choi and Pereira were a long time ago. (I have 8 schools in Aberdeen, Scotland) Since then CKD personnel have indulged in all sorts of negative activities to try to lure my instructors and students away but have been spectacularly unsuccessful. When I left CKD I had approximately 450 active students and CKD have managed to recruit just 13 of them from my satellite schools, and not one single student from the schools at which I personally teach. During this time (around 5 weeks) we have recruited more than 70 new students to take our numbers to over 500. Whilst 500 students may not be a spectacularly high number, it means that within 5 weeks, we now have more students in Scotland than CKD who continue to call themselves the "fastest growing martial art in the world", despite the fact that in Scotland they have less active students than they had 8 years ago and that in the UK as a whole they are only beginning to get back to where they were prior to the departure of Gideon Hadjioff, Henry Woodcock and hundreds of others in 1998. It is surely only a matter of time before many others become disillusioned with a "grandmaster" who has desecrated his own system in the pursuit of a "quick buck". I will be setting up my own website in the next few weeks and would be happy to link it to your website if you agree. Please feel free to use this correspondence from me on your website if you think it is suitable. I would also very much like to talk with you and if you would like to give me your phone details and suggest a convenient time to call, I will get in touch. Regards Bruce Wood  2nd email Page 1 of 2  2nd email Page 2 of 2.Kwang jo choi tried to sue me for libel back in 1991 when I sent my 24 page letter of resignation to all of his Chief Instructors in the U.S which he dragged on until 1995 when after many depositions were taken with now ex-CKD Chief Instructors, myself and kwang jo choi. The libel suit ABRUPTLY ENDED with choi's second deposition because in his first deposition after chatting about his past, he answered all the questions without any difficulty and when questions were asked about what statement is a lie in my 22 page letter, he suddenly has a lapse of memory of the English language and could not understand the question being asked of him. The situation was solved by having a Korean interpreter and they chose a Korean Attorney. In the second deposition, the process was repeated with his background history as in the first deposition and again when it came to my 22 page letter, he still could not understand the questions nor can he remember anything. This is a guy that sign legal franchise papers plus many other legal documents for years without an interpreter until that day. Moreover there were many attorneys who tried to sue me for libel starting with Harry Blazer former owner of Harry's Farmer Market, his team of attorneys were the first, they failed in May 1992.  Choi then hired other attorneys, they failed and it finished with Jesus Nerio and he failed. YOU CANNOT SUE ANYONE FOR LIBEL IF WHAT IS WRITTEN ARE ACTUAL FACTS AND THERE ARE DOCUMENTS TO SUPPORT THEM. CLICK ON EACH PAGE TO ENLARGE, THEY ARE SEQUENTIAL FROM PAGE 1 THROUGH 76 
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